Why obtain an appraisal from Dante Negroni Appraisals?

To a lot of us, an appraisal is simply one more thing in the long list of items for a mortgage or refinance. The majority of lenders still call for a local expert because the stakes are incredibly high, even though there are a budding number of automated home valuation systems that may seem more economical than an appraisal. But is getting a mortgage the only reason to get an appraisal? Are there also situations when the services of a licensed, independent real estate professional could come in handy? You bet there are.

Contact Dante Negroni Appraisals if you're planning on any transaction where the value of your property is a factor. Just click here

Let Dante Negroni Appraisals help you dispute your tax assessment in Philadelphia County

If you live in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Dante Negroni Appraisals is your best evidence. We're equipped to assist you in disputing your tax assessment.

Dante Negroni Appraisals can help you eliminate PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is a supplemental insurance policy that most lenders ask home owners to buy when the amount being loaned to the home owner is more than 80% of the actual value of the property. Seeing that added payment is usually bundled into the monthly mortgage payment, it is often forgotten. PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfortunate. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met.

Dante Negroni Appraisals will give you a statement regarding the value of your home, and the price you paid for the appraisal can often be recovered in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is often complicated by the hard decision of who gets the house, splitting up assets, and it can be a very heartbreaking occurrence for both parties. Regardless of the situation, it's a good idea to get an appraisal from Dante Negroni Appraisals so both parties are fully aware of the true market value of their property.

The parties will have a better idea of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Fair and accurate estate liquidation with help from Dante Negroni Appraisals Settling an estate

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the maximum degree of discretion.

Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to handle these matters. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received a fair deal.

Dante Negroni Appraisals can assist you in relocating to or from Philadelphia County

We understand the stress associated with an employee relocation. That's why we take great care in establishing an accommodating appointment time for the appraisal inspection. During our intensive process, we suggest relocating employees to provide remarks on the positive features of their property, as well as information about any current sales or listings in their area that they want considered.

Don't sell out short or keep your home on the market too long.

Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a better educated decision regarding your asking price. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees aren't a percentage of the sales price, but rather they depend on our efforts to finish the appraisal.

On a daily basis, we analyze the difference in value things like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long houses are on the market. So, getting a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.